When was the last time you participated in a loyalty program that actually benefited you? Although there are a lot of such programs that deal with reward points and benefits for returning users, the actual benefits remain closer to naught. Some have hidden fees while others have a long list of unfathomable terms and conditions that borderline attempt to cheat the users. Together, these things make such reward programs unusable.
And that is exactly where Dhani Points, a reward points system by Indiabulls Dhani, stands apart. It is a one-of-its-kind reward program by Indiabulls that allows users to reap benefits off their daily financial transactions. It’s a fantastic program for anyone who wants a one-stop personal finance app for all their money movements and use the same app to earn points in return for their loyalty.
Let’s take a close look at Dhani Points and its features.
What are Dhani Points?
Dhani Points are reward points that get credited to your Dhani app after you execute each transaction through the app. This can be a small payment as part of your electricity bill or a flight booking for your vacation plan. But the biggest point-scoring action is personal loan repayment where you convert your earned Dhani Points into real money after each timely payment of the EMIs. The points are converted to equal amount of real cash only if the EMIs are paid on time.
Dhani Points system is available to anyone who uses the Indiabulls Dhani app for a variety of purposes. Although best known for instant personal loans and other credit services, Dhani is capable as a one-stop solution for any imaginable financial activity.
How to Earn Dhani Points?
Once you start using the app, you can immediately start earning Dhani Points through the following actions. You should note that 1 Dhani point is equal to 1 Indian rupee.
- Refer a friend and earn
- Billy payments and recharges
- Flight and other travel booking
- ‘Spin the Wheel’ in-app game
For example, take the case of Mahesh from Raipur who has to pay an EMI of INR 10,000 against his personal loan that he took from the Dhani app. Every month, he executes his usual financial transactions in addition to the daily gaming. By the end of the month, he ends up earning a good amount of Dhani Points which he can redeem through the wallet. Without doing anything else and just using the Dhani app, Mahesh is able to make his EMIs cheaper month after month.
Other ways to redeem Dhani Points are:
- Travel booking
- Utility bill payments and recharges
All in all, the Dhani app is a great resource for anyone looking to get rid of multiple apps from their smartphone. Just one app and you have a way for everything – from instant personal loans to bill payments to credit line to a wallet feature. What more do you need?