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Finance Tech

How to Save Money

Whether you’d love to increase your savings in order to save for a house deposit or to enjoy a fun-filled vacation if you’re stuck for ways to save money, continue reading to discover a few ingenious ways to increase your savings.

How to Save Money in a Short Time Period:

1. Never pay full price for products or services

Instead of paying full price for products, try to make use of sales and coupons and to purchase products which you know that you’ll need such as toiletries, well before you’ll need them.

Even when it comes to hiring a plumber or electrician, it’s well worth searching for online vouchers, which you may be able to use to get a percentage discount off your plumber or electricians fee.

2. Shop for groceries online in order to avoid temptation

If you’re easily tempted by grocery store displays, you may want to consider shopping for your groceries online as you’ll be far more likely to stick to purchasing items which you actually need. Instead of having your head turned by flashy displays which tempt you to purchase items that you don’t need.

3. Try to book your vacations last minute, in order to take advantage of special deals

Contrary to popular belief you can normally save a bigger percentage off flights and accommodation, if you make your bookings closer to your desired departure date, rather than booking your vacation six months in advance. If you’re curious about taking advantage of last minute deals, it’s well worth visiting a variety of last minute travel sites, to see whether or not there are any tempting deals currently on offer!

4. Cut down on the amount of junk food which you consume

If you purchase junk food a couple of times a week, you may be surprised about the amount of your disposable income which you’ll waste on junk food such as pizza, Chinese takeaways, and burgers. Instead, if you’re trying to save money, you may want to limit eating out or ordering in to once a week. Which is a realistic goal.

5. Don’t be so quick to throw out your belongings

As an example, if you get a small hole in your socks or jeans, it may be worth using a needle and some thread to fix your clothing, instead of simply throwing it out and purchasing new socks or jeans. In today’s fast-paced consumer society, it has become far too easy for individuals to just throw items out, instead of mending them.

6. Don’t be afraid to buy second-hand items

Whether you’re planning an exciting winter getaway and need to purchase a pair of skis or you’re looking for a new desk for your office, it’s well worth visiting a yard sale or thrift store, where you’ll be able to find high-quality items, which won’t break the bank!

So if you’re serious about increasing your primary saving’s accounts bank balance in a relatively short time period, it’s well worth referring back to this handy savings guide from time to time.

Internet Saftey Rules That Are Well Worth Following

If you spend hours a day on the internet, continue reading to discover a plethora of simple, internet safety rules which will safeguard your safety online! You can also check out Windows Maximizer to keep up to date on everything Windows related.

Internet safety rules that are well worth following:

1. Limit the information which you share online

In today’s day and age, the vast majority of internet users frequently share sensitive personal information such as their location, full name, and occupation with strangers as well as their close friends, family members and colleagues. Worse yet, a lot of internet users constantly post photographs of themselves on the internet, which can be stolen by individuals who wish to steal others online identities.

So if you’re looking to protect yourself online, it’s well worth limiting the information which you choose to share online and using your privacy settings on your social media accounts to prohibit strangers from being able to view your newsfeeds.

2. Only give out your credit card details to websites which you can trust

When it comes to treating yourself to a bit of online shopping, it pays to only give out your credit card details to well-known companies which you can trust. If an online shop offers Paypal as a payment option, it’s always wise to select Paypal, to complete a payment as if you have a dispute with a payment, you can contact Paypal’s support team who may be able to reverse your payment.

Better yet, you can also link your credit card with Paypal so that you can safely use your credit card to pay for items, without having to shift across money from your credit card to your Paypal card.

3. Make sure that you use a variety of different passwords

One of the worst mistakes you can make online is to use the exact same password across a variety of different websites as if one site gets hacked the security of all of your accounts may be compromised. So if you don’t want hackers to be able to access your personal and business emails as well as your bank accounts and social media accounts, it’s well worth using different passwords for each of your online accounts.

4. Make sure that each of your passwords features numbers as well as letters

One fuss-free method of ensuring that your passwords remain secure is to make sure that each password boasts a minimum of two numbers as well as letters. As mixing numbers and letters will drastically decrease your chances of one of your sensitive passwords being hacked.

5. Don’t keep all of your passwords on a computer file

Don’t keep all of your passwords typed up on a computer file as it’s far too risky and may compromise the security of all of your online accounts.

6. Make sure to clear all of your cookies at the end of the day

It’s well worth getting into the routine of clearing your cookies at the end of the day, to avoid any information about your browsing habits being stored or shared with potentially malicious third parties.

If you follow all of the above internet safety rules, you should find that your privacy and assets such as online bank accounts, will be well protected! For more family and kid related tips check out Common Cents Mom!