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Times in Life When You Have to Be Concerned About Finances

March 20, 2020

There are times as an adult where you will have to be focused on managing your finances a bit closer than you normally would. The last thing you want to happen is to sacrifice a lifetime of planning for some “unexpected” financial issues that you could have foreseen coming if you were paying attention. Here are just a few of the moments when you must keep a close eye on the bottom line.

It All Begins With Your Wedding and Reception

Do you know why wedding vendors love to be in that particular business? It is because it is the one time in your life where people declare they should not have to worry about money. People splurge on the reception like it is the last party they will ever attend. Not only is it extremely costly, but the cold hard facts are only about fifty percent of marriages last.

Should you really spend a year’s wage on your wedding reception? Even if you are lucky enough to have relatives helping with some of the costs, there really is no reason you need to go above five thousand dollars in total. You can have a heck of a party for that amount and be able to pocket the rest and put it safely into investments.

When Your First Child Goes to College

To say college is expensive is an understatement. After all, the sad news is you may currently be 50 years old and still paying off your student loans. Parents want to give as much as they can to their children, but trying to pay for all of their colleges is overdoing it.

There are enough grants, scholarships, and low-interest student loans available to college students so you don’t have to foot the entire bill. These can practically all be had with a little effort. Plus, if your child knows they are responsible for paying for part of the bill, they may choose junior college instead of the most expensive private college in the state.

What to Do When You Are Short Funds?

If you do find that you are ill-prepared for the cost of something down the road, you can take out a personal loan or even a second mortgage. It won’t be fun to do, but there are times when it is necessary. You can speed up the process, too, by going with certain financial institutions. Are no credit check loans safe? You will never know unless you talk to someone in charge, but they do provide you with funds rather quickly!

 

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I’m Tim from The Tech Block. Tim Techy! haha. I’m all about gadgets, gaming and technology. I don’t just sit in my house all day playing around on gadgets, but they are very integrated into my everyday lifestyle. When I work out I use technology to track it, when I turn the heat on in my home, I use my computer to do it and when I travel, I take my fun techie stuff with me!

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    About Us

    I’m Tim from The Tech Block. Tim Techy! haha. I’m all about gadgets, gaming and technology. I don’t just sit in my house all day playing around on gadgets, but they are very integrated into my everyday lifestyle. When I work out I use technology to track it, when I turn the heat on in my home, I use my computer to do it and when I travel, I take my fun techie stuff with me! Read More…

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